Universal Credit provides financial support to people of working age, designed to top up their income to a minimum level and help them with your certain costs such as rent and childcare costs.
Universal Credit is for people on a low to moderate income. It does not matter whether they are working or not, or the reason why they’re not working.
To be able to claim Universal Credit:
- You must be aged 18 or over (some 16 and 17 year olds can claim).
- You must be under State Pension age (or have a partner who is under State Pension age).
- You must have a low enough income (how low will depend on your circumstances).
- You must have savings below £16,000.
- You must not be excluded from claiming – this includes certain people from abroad, some students, and families who get Tax-Free Childcare.
Anyone of working age who meets these conditions can claim UC. Although whether you receive any and how much depends on your personal circumstances – see How much for more information.
Universal Credit provides extra financial support to lots of different people.
Whether it’s to boost a wage, pay the bills whilst looking for a job, help with the cost of children or caring, or as a main income due to having a health condition that limits your ability to work…
Jobseekers
Mike lost his job 2 months ago, he gets UC for his living costs and to help him pay his rent.
Carers
Bronwen works part-time. Her youngest son is deaf and receives Disability Living Allowance. Bronwen’s UC award includes a Carer Element as she spends over 35 hours a week supporting him with learning and communication.
Childcare Costs
Joyce has three children. She works part-time. She claims UC top top up her wages and help pay for her childcare costs.
Health issues
Imaan has mobility issues and becomes tired very quickly. She would not be able to work full time. She receives UC, it helps her pay her bills and rent.
Workers
Dave is self-employed. He claims UC to top up his earnings and help him pay his rent.
Families
Sue is a lone parent with three children. She works full time as a teacher. Her UC tops up her wages and helps her pay her rent.