IMPORTANT: If you are thinking of claiming Universal Credit because you will be better off, there’s lots to think about before you make the claim.
The Basics
Your Universal Credit is a single payment. It is assessed every month, at the end of your Assessment Period.
This assessment will take into account:
- Your personal circumstances on the date of the assessment.
See Maximum Universal Credit. - Any earnings you or your partner received during that Assessment Period.
See How income affects your award. - Any other income that you or your partner received (unless ignored).
See How income affects your award. - Any savings/capital between £6,000 and £16,000.
See How savings affect your award. - Whether you are affected by the Benefit Cap
See Benefit Cap for more information. - Whether there are any deductions to take into account.
See Deductions for more information.
As your income and circumstances change, so will the amount of your Universal Credit award.
There are four steps to working out how much Universal Credit you will be paid